There are many changes occurring in the health insurance industry and there are more options available than ever. For example, today you can have a savings account attached to your health insurance. This pairing is really getting popular because people want to save their money for such emergency purposes rather than paying it on high [...]

The Medicare Trust Fund will soon be out of money, and there will be no practical way for the government to continue to provide the level of benefits that current Medicare recipients receive. The result will be serious rations, waiting periods, and a reduction in benefits. If you wish to maintain your medical freedom, and [...]

Healthcare is expensive! If you are not fortunate enough to have a job with health insurance provided, then you know that you have a large extra expense waiting for you every month. Insurance, expensive as it seems, is nothing compared to the bills you might see if you need to make an emergency trip to [...]

Health Savings Accounts (HSAs) are a key aspect of what is known as “consumer-driven healthcare”, in which you the consumer – not your employer, the government, or an insurance company – are making the important decisions about your health coverage. When you have an HSA, you are in control – you can get the kind [...]

To have your loved ones insured is one of the most important things that a person can do for both their family, as well as themselves. There are millions of people living in the United States today who are uninsured and are risking their lives everyday by not seeking medical care because it is too [...]

At his inauguration, Obama declared that “What is required of us now is a new era of responsibility.” Not long after that speech, he signed a bill to spend $800 billion in tax-payer money (plus interest that accumulates) that unfortunately the government does not have. Not necessarily the kind of responsibility he was talking about. [...]

In recent times, there have been extraordinary events that put a pause on routine and threw our country into animated conversation but they have mostly been about bad news – 9/11, the invasion of Iraq and most recently the Wall Street bailout. The election was neither bad news nor a distraction like a celebrity meltdown, [...]

Health Savings Accounts are a key aspect of what is known as “consumer-driven healthcare”, in which you the consumer – not the insurance company, your employer, or the government – are making the primary decisions about your own healthcare. When you have a Health Savings Account (HSA), you are in control – you can see [...]

In the big world of investing, it seems we hear a lot about what securities to invest in, but not as much about what types of accounts to invest in. There are so many different types of investment accounts, each covering a different purpose, and new types of accounts seem to be created weekly. What [...]

The healthcare industry in the United States is dominated by the culture of conventional Western medicine. And health insurance caters to those who control the industry: medical doctors and hospitals. There is a long history of prejudice against chiropractic by medical doctors, which is one reason that chiropractic care is not often covered by health [...]